Crunch Time

Because of the state of the economy, a lot of consumers are spending cautiously, sticking to necessities at bargain prices. During a time when no one knows what the future holds or where the economy will go from here, it's hard to splurge because people are preparing for the worst. Debts are high and the job market is terrible. This is a crucial time to really save money and hold on to it until things get better. Looks like Black Friday and holiday shopping are going to be at an all time low this year.